When we hit the day after Thanksgiving, shopping takes over… at least historically nationwide[ surprise!] and, this year, analysts are paying extra attention to sales figures since the news has been so negative about the economy. Dubbed “Black Friday” in reference to red ink representing loss and black ink representing gain, today’s start to the [...]

This is not meant to be a political post, but merely a post about truth and how it is not being taught in the public school system. It is no mystery that the public education system is failing our children, but I think only a small part falls at the feet of the front line… [...]

Lake Mary First Time Home Buyers… perk up.  We all know what inflation is and the ugliness that can go with it.  Most of us know that deflation is the opposite of inflation…. but don;t know much more than that. In fact, business TV and newspapers have inflated deflation [sorry for the play on words... [...]

If the presence of inflation causes mortgage rates to rise, then the absence of inflation should cause mortgage rates to fall. And, in most markets that’s true. Today, it’s not. Despite a deep, month-over-month dip in consumer prices not seen since 1947, Altamonte Springs mortgage rates not steady by any stretch of the imagination…  they [...]

So you wanna deal on Longwood Real Estate. I completely understand… I do to, in fact with the gloom they are painting for retail this Christmas [and Yes, iI am one of the ones still willing to CALL it Christmas] I have thought about scooping up a deal on one of those super-duper flat-screens… but [...]

It is important for Florida Home buyers to know that Florida FHA loan limits are going down for 2009.  For 2008 Seminole County loan limits, it is a HUGE drop.  The new loan limits per county are as follows: MSA Name MSA Code Division County Name County Code State One-Family Two-Family Three-Family Four-Family Last Revised [...]

Foreclosure – especially in Florida is a hot topic among the press lately and it is interesting to see a staggering number of the sales in today’s market are comprised of foreclosures and/or short sales… especially in South Florida.  It’s hard to turn on the TV or open up a paper without seeing a sensationalized [...]

How come everything in Orlando gets cheaper when everyone is worried about their job and don’t want to spend any money!! Okay, so it is a rhetorical question and the answer is somewhat obvious, but how cool would that be if, everything got cheaper and you just got a raise!? I feel your pain. Well, [...]

SO how are the evil mortgage products doing?  Huh, they may actually be better than the fixed products?  Maybe they aren’t evil after all… just different. It is true that some of the wrong people got bad advice from some neophyte mortgage ‘professional’, but the good news is that those folks are back waiting tables. [...]

Conforming mortgage guidelines are the Home Loan Rule Book for Longwood real estate, Lake Mary real estate… and well… pretty much anywhere these days. This Orlando Home Loan ‘Rule Book’ helps in delineating between applicants that get approved for an Orlando mortgage and those that do not. Well, the rule book just got a little [...]