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HOA : The Role Of Homeowners Association In Housing Communities

November 5, 2012

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For homes governed by an HOA, membership in the homeowners association is a condition of purchase; buyer are not permitted to opt-out.

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Simple Real Estate Definitions : Right To Cancel

June 28, 2012

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Refinancing homeowners are granted a 3-day “cooling off” period.

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Simple Real Estate Definitions : Home Inspection

June 6, 2012

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A home inspection is a thorough, top-to-bottom check-up of a home’s structure and systems.

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Simple Real Estate Definitions : Tax And Insurance Escrow

December 8, 2011

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Want a discount on your next mortgage rate? Tell your lender that you’re willing to escrow.

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What Is Annual Percentage Rate (APR)?

July 12, 2011

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More commonly called APR, Annual Percentage Rate is a government-mandated mortgage comparison tool. It measures the total cost of borrowing over the life of a loan into dollars-and-cents.

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Simple Real Estate Definitions : Loan-Level Pricing Adjustments

December 16, 2010

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Loan-level pricing adjustments are mandatory loan fees based on a borrower’s specific default risk.

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Chris Brown
Chris Brown is the premier expert on HARP loans and Government FHA and VA loans. Please visit The Mortgage Chili Blog