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Tag Archives: Making Home Affordable

Tampa, Florida News: HARP 3.0 Disguised as the Responsible Homeowner Refinancing Act of 2012?

June 24, 2013

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HARP and its revisions have been helping out homeowners numbering a million since 2009. The lofty goal of helping 7 million homeowners is still far from realized but the bar has been set higher. Now another revision dubbed HARP 3.0 is estimated to benefit 30 million borrowers. On May 10, 2012 a bill was introduced [...]

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How To NOT Get Approved For Mortgage In Orlando, Florida

June 22, 2013

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1. Being self-employed There are lots of cool perks in being self-employed. You get to work when you want to, as long as you want to; you’re your own boss so basically, you run the show. But when it’s time to apply for a mortgage, there are two major downsides to it when trying to [...]

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What HARP 3.0 Might Be Like

June 16, 2013

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The elections are behind us and Mr. Obama is still the president, HARP 3.0 just came a little bit closer to being passed. The President and members of Congress have been pushing for even further legislation for the Tampa, Florida HARP Refinance program. The Tampa, Florida HARP 2.0 Refinance program has seen success in helping severely [...]

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Tallahassee, Florida HARP 3.0 in the Year 2013

June 6, 2013

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Many upside homeowners are still unable to take advantage of the current low mortgage rates. The Tallahassee, Florida HARP 2.0 refinance program has seen applications shot up in 2012 but there is still much room for improvement. Only homeowners whose mortgages are owned by Fannie and Freddie could qualify under the current Tallahassee, Florida HARP [...]

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HARP 3.0 Will Be In Jacksonville, Florida Soon?

June 5, 2013

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Rumors of a HARP 3.0 refinance program have been flying here and there. For the numerous people left out in the current guidelines of HARP 2.0, the idea is comforting for them who wish to refinance now to the lowest interest rates in today’s housing markets. HARP 3.0 or #myrefi was conceptually introduced in January [...]

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HARP 3.0 in St Pete, Florida, A State of the Union Priority?

June 4, 2013

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The rumor mills are buzzing with talks about an expansion of the current HARP 2.0 that the government is referring to as #myrefi (HARP 3.0). This so called “HARP 3 “ program started during the Obama State of the Union address. The program, if it ever be passed, is said will reach borrowers who fall [...]

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HARP 3.0 Will Be Coming Soon?

May 23, 2013

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A new mortgage bill that is very much like HARP 3.0 has been introduced recently. The Responsible Homeowner Refinancing Act of 2013 that has been introduced in congress recently is said to remove certain closing costs, including the cost of home appraisal, and the bill will also make it simpler for homeowners to “change servicers” [...]

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Melbourne, Florida HARP 2.0 : Unlimited Loan to Value

November 2, 2012

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The HARP refinance program was launched in 2009 as the administration’s effort to stimulate the economy by helping underwater homeowners get a timely refinance. The initial version of HARP helped a lot of homeowners. However, due to relatively restrictive guidelines a huge number of borrowers were still left out. So the government pushed the re-launch [...]

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Bill to Expand Saint Pete, Florida HARP to Homeowners with Equity is Being Reintroduced

October 1, 2012

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Homeowners with equity can look forward to enjoying the same benefits that upside-down homeowners are currently enjoying under the present version of the HARP refinance program. A bill to expand Saint Pete, Florida HARP to homeowners with equity is being reintroduced by two U.S. Senators. The bill aims to expand the Saint Pete, Florida HARP [...]

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Loan Approval : Get Approved For Any Type Of Tampa, Florida Mortgage

September 30, 2012

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Tampa, Florida Mortgage lending is incredibly tough nowadays. Everyone involved is extra-cautious about lending, Banks are more careful, borrowers are more careful, and there is more federal regulation than there’s been in decades. The obstacles to getting a  loan approval nowadays are many. Income, Equity, Credit It’s not too difficult to get your loan approval, [...]

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Chris Brown
Chris Brown is the premier expert on HARP loans and Government FHA and VA loans. Please visit The Mortgage Chili Blog